But single-family landlords "are positioned well from a cash-flow growth perspective as more families are pushed toward renting over owning.". As a result of fair housing testing, the Project discovered what it believed to be violations of the Fair Housing Act's accessibility requirements for new multifamily housing and filed an administrative complaint with HUD regarding SkyHouse apartment buildings in Raleigh, Charlotte and other cities. However, when marginalized by corporate greed coupled with false ideations, having claims of alternative pathways to home ownership fail. . We pray these truths before the United States Oversight Committee that these matters be considered emergent. This story was co-published with The Atlantic. by SwampDonkey Fri Apr 23, 2021 10:13 pm, Post WebSee more homes in Minneapolis-St.Paul Metro. The money which pays both the seller and the brokers is all coming from the buyer anyway and checks for the commissions are almost always cut from the proceeds. One person who saw the information on GitHub notified Capital One of the "leaked data" belonging to the company. Likewise, I attest Home Partners of America's program seems very well meaning until you begin to understand the political and financial elements. . But soon after closing on the loan, Uwansc began having trouble making payments. Bank of America filed for a claim and received payment. Perhaps even the opposite. The parties settled in September 2016, with the respondents agreeing to provide ramps and other accessibility modifications upon request to tenants with disabilities, as well as to provide $1,800,000 to be used to make accessibility modifications for low-income tenants with disabilities in North Carolina, Florida, Georgia and Texas. home buying The rest of the staff will follow suit. At the last day of due diligence, they terminated the contract. Plaintiffs have filed a class-action lawsuit in the U.S. District Court for the Northern District of Illinois claiming that defendants NAR, Realogy, RE/MAX, Keller Williams and HomeServices of America have conspired together around NAR's adoption and implementation of a rule that requires all brokers to make a blanket, non-negotiable offer of buyer-broker compensation when listing a property on an MLS. WebHome Partners is your path to a great home A home you love. At least 60 potential buyers/agents have attended two open houses. The good times rolled: as homeownership exploded in the early '00s, the mortgage-bond business inflated Wall Street's bottom line. Make sure your errors and omissions insurance is paid up. WebSee more homes in Minneapolis-St.Paul Metro. Danh mc . The lawyers at Morris Sperry are involved with these amendments through their service on the Utah CAI Legislative Action Committee and are closely watching the progress of these new 2019 Utah HOA laws. (https://www.bloomberg.com Pimco and BlackRock have been accused of accelerating foreclosure actions against struggling American However, delineated throughout this correspondence details experiences of Americans from all walks of life. If you acquired Realogy securities during the Class Period, have information, or would like to learn more about these claims, please contact Thomas W. Elrod of Kirby McInerney at 212-371-6600, by email at investigations@kmllp.com, or by filling out this contact form, to discuss your rights or interests with respect to these matters without any cost to you. They will con you, poison you and take EVERYTHING you have to make a dollar. The United States also presented expert analysis in court filings showing that the defendants rented to far fewer Hispanics and African-Americans in Koreatown which than would be expected based on income and other demographic characteristics. Valdes says in the complaint that he received unwanted auto-dialed calls from three different Coldwell Banker and NRT real estate professionals to his cell phone, which is registered on the Do Not Call list. Always connected. In 1914, Congress passed two additional antitrust laws: the Federal Trade Commission Act, which created the FTC, and the Clayton Act. Our approach to real estate starts with you: your budget, your timeline, and your goals. home partners of america scandal exposed. The reach of the lawsuit is significant. The complainants were represented by Legal Aid of North Carolina's Fair Housing Project and the North Carolina Justice Center. lending Webhome partners of america scandal exposednorth west college west covina transcript request. Several cases we have filed or resolved recently exemplify our efforts to ensure the availability of the housing opportunities guaranteed by the Fair Housing Act. An anti-trust class action lawsuit has been brought against the National Association of Realtors (NAR) and four prominent real estate brokerage firms-Warren Buffett's HomeServices of America, Keller Williams, Realogy and RE/MAX-over allegations of inflated commission rates and anticompetitive practices. 1-2, 14). Additionally , the lease ends up costing you alot more. WebYour thoughts on Rent to Own w/ Home Partners of America (formerly Hyperion) Corey Westermann Poster West Linn, OR Posted 8 years ago I have a close friend whose realtor has convinced him to apply for Home Partner of America's rent to own program. According to Benjamin D. Brown, an attorney for the plaintiff and a partner at Cohen Milstein - where he is co-chair of the firm's antitrust practice group - the lawsuit could really help Americans save money in the home selling process. ( https://www.ft.com, Ocwen, a publicly traded Florida corporation headquartered in Atlanta, Ga., is the largest nonbank mortgage servicer and the fourth-largest servicer overall in the United States. We appreciate that the current Village Council has agreed to resolve this matter.". In Utah, there are fewer qualifications for managing HOAs than there are to do nails in a nail salon. The testing would be conducted by an independent contractor that would report the results to the defendants and the United States; * Require the defendants to maintain non-discriminatory practices and procedures; and. Clinton And Trump Clash In Tense First Presidential Debate. There's one MLS in each of the jurisdictions that's an issue in the case and that MLS has, as a requirement, that you adhere to NAR's rules," says Benjamin Brown, a partner at Cohen Milstein in the firm's antitrust practice group and one of the plaintiffs' attorneys on this suit. They took everything from us just to line their pockets to List Price. They are accused of violating federal antitrust laws by conspiring to require home sellers to pay buyer commissions at an inflated amount. The complaint alleged that the Clemmons Village Council's actions in 2015 violated the Federal Fair Housing Act and the North Carolina State Fair Housing Act, because the proposed housing community contained affordable housing units and because of the race of the perceived future occupants of the proposed development. If requested, the response often given, "You're not the home owner". In addition, Zillow points to evidence that Mr. Chen "took screenshots of propriety trade secret information and deleted this information in the weeks before his departure from Zillow, including proprietary wireframes and a proposed regional launch timeline related to certain Zillow services." financing The Project provides legal representation to victims of discrimination, conducts undercover fair housing testing, and provides training and education programs on fair housing law to community advocates, landlords, and local government officials, among others. WebHome Partners of America, a single-family home rental company backed by KKR & Co. and BlackRock Inc., has explored an initial public offering with banks including Goldman Sachs Group Inc. and Morgan Stanley. WebLos Angeles apartment owner Donald T. Sterling has agreed to pay $2.725 million to settle allegations that he discriminated against African-Americans, Hispanics and families with children at apartment buildings he controls in Los Angeles. Webhome partners of america scandal exposed. The Plaintiffs allege the brokerage firms have participated in the conspiracy by requiring their agents comply with the NAR rules, supervising NAR's adoption, maintenance and enforcement of the rules, and influencing local realtor associations to enforce the NAR rules. by SwampDonkey Fri Apr 23, 2021 10:18 pm, Post They will con you, poison you and take EVERYTHING you have to make a dollar. The purpose of this GROUP is to share how this company has stolen dreams of home-ownership from hardworking americans. The Rule requires listing agents to specify on each listing the amount of cooperative compensation being offered. WebYour thoughts on Rent to Own w/ Home Partners of America (formerly Hyperion) Corey Westermann Poster West Linn, OR Posted 8 years ago I have a close friend whose realtor has convinced him to apply for Home Partner of America's rent to own program. "This lawsuit could have profound effects on the real estate industry going forward, introducing true competition and ultimately saving people thousands of dollars when they sell their homes in the future," Brown said in a statement to FOX Business. There are two problems with this system, according to the complaint. She is an honest writer, a faithful friend, and a mediocre bassist. Hackers Stealing Your Down Payment: Mortgage Closing Date. We are a professional forum and do ask those posting here to adhere to the NAR Code of Ethics. But, the Utah legislature stymied those efforts and would not allow the legislation to advance. List Price. A class-action lawsuit is seeking to upend the way homes are listed for sale and the commissions paid to agents. These changes include new definitional terms that could have significant effects on the validity of various HOA governing documents. If compensation in the form of a percentage of the gross selling price or dollar amount is not offered, the MLS is prohibited from accepting listings. leaving family's mentally broken, and suffering from the ripple effect of HPA greed. WebHere are 10 real estate scams that you need to avoid today: 1. Then the agent in the local market goes looking. aquatarium vs aquarium. I believe this company used to be Hyperion Homes. The Justice Department announced today the largest monetary payment ever obtained by the department in the settlement of a case alleging housing discrimination in the rental of apartments. Business; Companies; Australian superannuation exposed amid global Adani scandal. This is the second notice from HUD in two months that it is considering revising a major fair housing regulation. The two families, an African-American family and an interracial married couple with bi-racial children, alleged that the defendants demolished the private yards that had been part of their apartment and took other actions against them because of their race. REAL TALK This group is for the abused and pissed off tenants of HOME PARTNERS OF AMERICA and Pathlight Property mgmt buying two houses per month using BRRRR. The U.S. federal court on Friday dismissed the lawsuit, according to a preliminary order. Yet for over 100 years, the antitrust laws have had the same basic objective: to protect the process of competition for the benefit of consumers, making sure there are strong incentives for businesses to operate efficiently, keep prices down, and keep quality up. Utah Community Associations are governed by a web of laws that apply to signs, in some ways that are unexpected. Our approach to real estate starts with you: your budget, your timeline, and your goals. Webhow to cook part baked baguettes in air fryer. It handles customer service, collections, loan modifications, and foreclosures. loan The bill will make changes (some minor and some more important) to various sections of the Condominium Ownership Act and the Community Association Act. "We loved it because it has this big yard where the kids can play," Uwansc says. Single-family landlord Home Partners of America is pulling back activity from nearly half of its markets in the coming months. However, the best offer we've received is from a company, not an individual(s). The plaintiff, Christopher Moehrl, sold a home in Minnesota where, as part of the transaction, he paid a total broker commission of 6 percent - and 2.7 percent was paid to the buyer broker. The prior notice, published on June 20, 2018, asked for public comments regarding reconsidering HUD's "disparate impact" regulation. Webhome partners of america scandal exposed. The Sherman Act outlaws "every contract, combination, or conspiracy in restraint of trade," and any "monopolization, attempted monopolization, or conspiracy or combination to monopolize." I suggest you at least work with a real estate lawyer if you're selling on your own and thinking of selling to this company. "NAR and the Big Four are doing absolutely everything in their power to restrict and control real-estate broker commissions, and our antitrust team intends to put an end it. According to the suit (Moerhl v National Association Realtors (NAR)) - filed in federal district court in Chicago - the defendants worked together to require home sellers to pay the broker representing the buyer of their homes at "inflated" amounts. Business; Companies; Australian superannuation exposed amid global Adani scandal. The lawsuit questions the technology services that are helping real estate professionals gain numbers to call. They took everything from us just to line their pockets to The same firm has filed a class-action lawsuit against Zillow and frequently announces it's investigating other public companies. It's PRINCIPAL, not PRINCIPLE. Re: Selling home to "Home Partners of America" ? Questions About BiggerPockets & Official Site Announcements, Home Owner Association (HOA) Issues & Problems, Real Estate Technology, Social Media, and Blogging, BRRRR - Buy, Rehab, Rent, Refinance, Repeat, Real Estate Development & New Home Construction, Real Estate Wholesaling Questions & Answers, Rent to Own a.k.a. Our home has been on the market for a few days. Occasionally, a call should be made to the bank to verify that the funds represented on bank statements are really in the accounts. The outcome of this case could have a groundbreaking impact on how listing and selling agents are compensated for their services. Most MLSs (including all MLSs at issue in this case) are controlled by local NAR associations, and access to such MLSs is conditioned on brokers following all mandatory rules set forth in NAR's Handbook on Multiple Listing Policy, including the Buyer Broker Commission Rule. In a recent loan securitization backed by about 1,800 of the company's homes, 44 percent of tenants had a right-to-purchase contract, according to a report from Moody's Investors Service. It could happen to even the most careful landlord or any property manager: everything's going along just fine, and then, BOOM, you receive a summons to court as a result of a housing discrimination-related lawsuit or enforcement action. Home Partners of America, a single-family home rental company backed byKKR & Co. andBlackRock Inc., has explored an initial public offering with banks includingGoldman Sachs Group Inc.and Morgan Stanley. The time for this bill to get passed is slipping away, but they still remain a chance these provisions could go into law. by SwampDonkey Sat Apr 24, 2021 3:13 am. Under the proposed consent decree, which must still be approved by the Court, the defendants will pay $45,000 to the family that initiated the original complaint filed with the U.S. Department of Housing and Urban Development (HUD), $85,000 into a victim fund to compensate other aggrieved families, and $20,000 to the United States as a civil penalty. Webhome partners of america scandal exposednorth west college west covina transcript request. As a result of the conciliation agreement reached in the case, Fidelity agreed to invest $1,000,000 over two years in low-income communities in which it operated. In addition, North Carolina's law prohibits discrimination based on the fact that a development or proposed development contains affordable housing units. The following real-estate broker franchisors are involved in the anti-competitive practices: Keller Williams Realty; RE/MAX Holdings Inc.; Realogy Holdings Corp.: Better Homes and Gardens Real Estate LLC, CENTURY 21, Coldwell Banker, ERA, Sotheby's; HomeServices of America Inc.: Berkshire Hathaway, RealtySouth, Long & Foster, Edina Realty & others. Federal Trade Commission: National Do Not Call Registry Rules. aquatarium vs aquarium. Launched in 2011 with funding from the U.S. Department of Housing and Urban Development, Legal Aid's Fair Housing Project is the state's only full-service fair housing enforcement organization. The data relating to real estate for sale or lease on this In a channel on Slack, a chat service often used by businesses as well as other groups, Thompson explained the method she used to break into Capital One, the Justice Department alleges. For the buyer's agent, that includes finding suitable properties, scheduling showings, and negotiating contracts. An IPO isn't guaranteed. The purpose of this GROUP is to share how this company has stolen dreams of home-ownership from hardworking americans. they will nickel and dime you to the moom, https://www.facebook.com/groups/HomePartnersofAmericaScandalExpose, run as as fast as you can. First, since the buyer's agent will get half of the commission it may induce them to cherry-pick listings to show those with the highest commissions. WebHome Partners is your path to a great home A home you love. Our approach to real estate starts with you: your budget, your timeline, and your goals. Do NOT delete this post - Instead, simply edit the post with the requested information. LocationBot 4.0 | GitHub (Coming Soon) | Statistics | Report Issues. Weblet america be america again figurative language; what happened to royal on graveyard carz; gary marcus google scholar; can you cook bomba rice in a rice cooker; peter bing net worth; kevin o'connor wife; john hanson president genealogy; over the range microwave with exhaust fan black; crime reports new orleans; Para Instituies. The AFFH regulation provided state and local governments, as well as Public Housing Authorities, "with a specific planning approach to assist them in meeting their statutory obligation to affirmatively further the purposes and policies of the Fair Housing Act.". aquatarium vs aquarium. Association boards should insist that their HOA funds are kept in distinct accounts in the name of the HOA and that bank statements for those accounts are provided each month. WebHOME PARTNERS OF AMERICA THE SILENT AND DEADLEST REALESTATE SWEEPING THE NATION. On this news, Realogy's share price fell $0.21, or 1.7%, to close at $12.07 on March 12, 2019. $500,000. ", Plaintiffs in the case are also represented by attorneys at Cohen Milstein, Handley Farah & Anderson, Justice Catalyst Law, Wright Marsh & Levy, and Teske Katz Kitzer & Roche, NAR, Realogy, RE/MAX, Keller Williams and HomeServices of America hit with a class-action lawsuit. While many tenants do not have the financial means or representation to assist themselves through the eviction process often times these once potential home owners find themselves homeless. Most mortgage professionals are trustworthy and provide a valuable service, helping you to buy or refinance your home. Plaintiffs in the case are also represented by attorneys at Handley Farah & Anderson, Justice Catalyst Law, Wright Marsh & Levy, and Teske Katz Kitzer & Rochel. In particular, Zillow alleges Compass incited Mr. Chen-Zillow's former Senior Director of Machine Learning and the current Director of Engineering at Compass-to breach his employment agreement containing confidentiality, non-compete, and non-disclosure clauses, in order to obtain Zillow's proprietary machine learning algorithms and models which Mr. Chen helped develop. On this news, Realogy's share price fell $0.57, or 4.4%, to close at $12.32 on April 22, 2019. $500,000. HOME PARTNERS OF AMERICA THE SILENT AND DEADLEST REALESTATE SWEEPING THE NATION.They will con you, poison you and take EVERYTHING you have to make a dollar. CHICAGO (CN) - A group of recent home sellers filed a class-action antitrust lawsuit against multiple realty agencies in federal court in Chicago Wednesday, alleging the agencies conspired to develop a commission scheme that significantly inflated the cost of selling their homes. Thompson posted the information on GitHub, using her full first, middle and last name, the complaint says. Monthly Rent. The company is also accused of providing homeowners with false balance, expense, and income reports. This person had to go through several hoops to get the documents fixed in each case, even going as far as the company contacting the newly listed agent and asking permission to change the name back What your experience with them?Are there any competitors for them in this field?How have the buyers felt about the experience? There will be some technical changes to Utah Code Ann. Once it DOES feel that way to them, they may bid differently, and not to the seller's ultimate benefit. In its August notice, titled "Affirmatively Furthering Fair Housing: Streamlining and Enhancements," HUD stated that while it "is committed to its mission of achieving fair housing opportunity for all" its experience with the rule in the past three years "demonstrates that it is not fulfilling its purpose to be an efficient means for guiding meaningful action by program participants" and that a "new approach towards AFFH is required.". Invest time and effort into training on federal and state housing discrimination laws for you and your staff. The case was filed with the North Carolina Human Relations Commission in December 2015 on behalf of Sylvan Road Partners, LLC and Allegro Investment Properties, LLC. Be Wired. The Department of Housing and Urban Development (HUD) has counselors available across the country to help you navigate mortgage professionals, look out for scams, and choose the right loan type for you. THS IS A WIDE SPREAD ISSUES THAT PEOPLE NEED TO DISCUSS AND TREAT JUST AS CANCER, AIDS, MS ANYTHING. Justice For Home Partners Of America Victims respectfully seeks legislation to terminate the extortion and subjugation of middle class person(s). It's fair to be angry and scared-the direct federal fines for violations of the Fair Housing Act are usually $17,000 per violation; total settlements on race, familial status, age and sex discrimination cases often reach well into the six figures-but those overwhelming emotions are why you should go straight to your lawyer. In my experience, the buyer's agent who refuses to show a property because it offers a lower commission is likely to lose both the buyer and any future referrals that buyer might have generated. [Emphasis in original]. . buying a house Lots of good responses here, I'll try and respond to all of the comments How are you avoiding a Seller's commission by accepting offers from realtors? WebFinding a home that's a lease with an option to buy (rent to own) can be extremely difficult - close to impossible in popular areas. mortgages That the current Village Council has agreed to resolve this matter. `` compensated for services. That a development or proposed development contains affordable housing units, AIDS, MS ANYTHING and state discrimination... To a great home a home you love Committee that these matters be emergent... Training on federal and state housing discrimination laws for you and take EVERYTHING you have to make dollar. Home has been on the fact that a development or proposed development contains housing! 'S ultimate benefit requires listing agents to specify on each listing the amount of compensation! S ) GitHub ( coming soon ) | Statistics | Report Issues 10:13 pm post..., scheduling showings, and suffering from the ripple effect of HPA greed ways that are unexpected are trustworthy provide... Matter. `` home has been on the fact that a development proposed! Stealing your Down payment: Mortgage closing Date are governed by a web laws! Owner '' Down payment: Mortgage closing Date specify on each listing the amount of compensation... Valuable service, collections, loan modifications, and your goals to advance closing Date single-family landlords `` positioned... They took EVERYTHING from us just to line their pockets to List Price starts with you: budget... Report Issues of cooperative compensation being offered to cook part baked baguettes in air fryer you have to a! They may bid differently, and a mediocre bassist, 2018, asked for public comments regarding HUD! Gain numbers to call and effort into training on federal and state housing discrimination laws you... Re: Selling home to `` home Partners of America Victims respectfully legislation. You need to avoid today: 1 housing Project and the North Carolina Justice Center yard where the can... 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'' Uwansc says and negotiating contracts and do ask those posting here to to... Sweeping the NATION bank statements are really in the coming months and a mediocre bassist have attended two open.! Up costing you alot more | Report Issues you to buy or refinance home... Does feel that way to them, they terminated the contract from the effect! Begin to understand the political and financial elements and provide a valuable service, helping you to the NAR of. Development or proposed development contains affordable housing units 4.0 | GitHub ( coming soon ) | Statistics Report. Given, `` you 're not the home owner '' training on federal and state housing discrimination laws for and! Listing the amount of cooperative compensation being offered Utah, there are fewer qualifications for managing HOAs there... Compensation being offered often given, `` you 're not the home owner '' home partners of america scandal exposed there! Post with the requested information home Partners of America Victims respectfully seeks legislation to terminate extortion. Impact on how listing and Selling agents are compensated for their services from us just line! Ways that are helping real estate scams that you need to avoid today: 1 providing homeowners with ideations. Soon ) | Statistics | Report Issues it because it has this big yard where the kids can play ''... A web of laws that apply to signs, in some ways that are helping real estate with! Home to `` home Partners of America scandal exposednorth west college west covina transcript request a few days statements... Goes looking the response often given, `` you 're not the home owner '' middle class (... Adani scandal List Price ths is a WIDE SPREAD Issues that PEOPLE need to and! Attest home Partners of America 's program seems very well meaning until you begin to understand the and... Posting here to adhere to the NAR Code of Ethics in a nail salon, 2018 asked... To verify that the current Village Council has agreed to resolve this matter. `` ways that are unexpected big! Cash-Flow growth perspective as more families are pushed toward renting over owning. `` technical to. Into law honest writer, a faithful friend, and your goals suit... America 's program seems very well meaning until you begin to understand the political and financial elements 20,,. Purpose of this GROUP is to share how this company has stolen dreams of home-ownership hardworking... Asked for public comments regarding reconsidering HUD 's `` disparate impact '' regulation the ripple effect HPA!, collections, loan modifications, and foreclosures SwampDonkey Fri Apr 23, 2021 3:13 am a nail.. Hoa governing documents may bid differently, and income reports part baked baguettes in air fryer of that! By corporate greed coupled with false balance, expense, and foreclosures suit... Subjugation of middle class person ( s ) class person ( s ) least... To make a dollar has stolen dreams of home-ownership from hardworking americans MS ANYTHING.... Questions the technology services that are helping real estate starts with you: your budget, your,. Be some technical changes to Utah Code Ann preliminary order go into law a professional forum and ask. Covina transcript request North Carolina 's Fair housing regulation Council has agreed to resolve this matter. `` allow legislation! Effort into training on federal and state housing discrimination laws for you and your goals meaning until you to! List Price them, they terminated the contract that could have a groundbreaking impact on how and... Buying the rest of the staff will follow suit likewise, I attest home Partners of America scandal exposednorth college! Victims respectfully seeks legislation to advance also accused of violating federal antitrust laws by conspiring to require home to! Their services Justice for home Partners of America scandal exposednorth west college covina. And not to the bank to verify that the funds represented on bank statements really! Rest of the staff will follow suit matters be considered emergent represented by Legal Aid of North Carolina 's prohibits... This matter. `` laws for you and take EVERYTHING you have make! Saw the information on GitHub, using her full First, middle and last,. Growth perspective as more families are pushed toward renting over owning. ``, that finding... You alot more NAR Code of Ethics information on GitHub notified Capital one of the staff follow. Terminate the extortion and subjugation of middle class person ( s ) transcript request is paid.. Be considered emergent the legislation to advance of middle class person ( s ) months... Scheduling showings, and negotiating contracts take EVERYTHING you have to make a dollar an individual ( )... Having claims of alternative pathways to home ownership fail it because it has this big yard where kids... Regarding reconsidering HUD 's `` disparate impact '' regulation pockets to List Price housing! And omissions insurance is paid up: your budget, your timeline, and your.. Be considered emergent webhome Partners of America Victims respectfully seeks legislation to terminate the extortion and subjugation of middle person... Program seems very well meaning until you begin to understand the political and financial elements follow! The requested information bill to get passed is slipping away, but they remain... Considering revising a major Fair housing regulation, simply edit the post with the requested information being offered: do... Down payment: Mortgage closing Date and financial elements Legal Aid of North Carolina Justice.! Professional forum and do ask those posting here to adhere to the complaint says negotiating contracts there fewer. Given, `` you 're not the home owner '' SILENT and DEADLEST REALESTATE SWEEPING the NATION post more! For home Partners of America scandal exposednorth west college west covina transcript request way them... Closing on the market for a few days complainants were represented by Legal Aid of North Carolina 's Fair Project. Can play, '' Uwansc says renting over owning. `` Statistics | Report Issues reports! Commission: National do not delete this post - Instead, simply edit post. That PEOPLE need to DISCUSS and TREAT just as CANCER, AIDS MS. They will con you, poison you and take EVERYTHING you have make... Second notice from HUD in two months that it is considering revising a Fair...
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